English and Portuguese names work: gasolina, arroz, milho, câmbio. ↑↓ to move, Enter to open.

Digital economy

How many Mozambicans use mobile money, bank accounts, phones and the internet. Provider-reported counts (registered accounts, agents) and surveys of people (Global Findex) measure different things and are kept apart.

Mobile money

Registered mobile money agents315,005 agents+40.2% · 2024Registered mobile money agents per 100,000 adults1,638 per 100k adults+35.5% · 2024Registered mobile money accounts20.5 million+22.2% · 2024Registered mobile money accounts per 100 adults106.4 per 100 adults+18.1% · 2024Mobile money transactions (number per year)2,521 million+48.2% · 2024Mobile money transaction value (% of GDP)126.6 % of GDP+43.1% · 2024

Financial inclusion

Adults with an account (% 15+)54.4 % of adults+4.89 pts · 2024Adults with a bank or similar financial institution account (% 15+)25.1 % of adults−13.55 pts · 2024

Connectivity

Internet users (% of people)20.5 % of people+0.58 pts · 2024Mobile subscriptions (per 100 people)49.5 per 100 people+4.2% · 2024

Adults with an account (% 15+)

What is this?

Adults with a bank, financial institution or mobile money account (Global Findex survey).

How to read it

  • Survey every few years; few observations.
  • Unit: % of adults.

What does the data say?

Adults with an account (% 15+) (Mozambique) is 54.4 % of adults (2024), 12.72 points higher than in 2017. It is the highest in the period shown.

Why does it matter?

  • Households: Ability to save, pay and receive safely.
  • Businesses: Digital payment reach.
  • Government: Inclusion goals.
  • Investors: Fintech market.
  • Mobile money: Directly measures the reach of formal and mobile accounts.

What should I watch?

Data source

Source
World Bank, World Development Indicators (FX.OWN.TOTL.ZS)
Status
Fetched live on the last refresh
Latest observation
2024
Last updated
2026-10-17
Source published
2026-10-08
Frequency
Annual
Method
Compiled by the World Bank from national statistics offices, the IMF, ILO and other agencies. Definitions are harmonised across countries.
Limitations
Annual. The latest year is often missing or revised. Some series are modelled estimates rather than direct measurements.

Who has an account?

203040506020172024

Any account (bank or mobile money)Bank or financial institution account

Latest
54.4
Change
+12.72 pts
High
54.4 2024
Low
41.7 2017
Average
48.5

Any account (bank or mobile money) is 54.4 % of adults (2024), 12.72 points higher than in 2017. It is the highest in the period shown.

Global Findex survey of adults (15+). The gap between the two lines is roughly the share of adults reached only through mobile money. Survey years are several years apart.

Registered accounts are not active customers: one person can hold several accounts and many are dormant. No free public source reports active mobile money customers by month; internal operator data can be connected on the restricted internal page without being shown here.