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Adults with an account (% 15+)

54.4% of adults▲ 4.89 pts vs 2021

Mozambique · Latest observation 2024

Adults with an account (% 15+)

What is this?

Adults with a bank, financial institution or mobile money account (Global Findex survey).

How to read it

  • Survey every few years; few observations.
  • Unit: % of adults.

What does the data say?

Adults with an account (% 15+) (Mozambique) is 54.4 % of adults (2024), 12.72 points higher than in 2017. It is the highest in the period shown.

Why does it matter?

  • Households: Ability to save, pay and receive safely.
  • Businesses: Digital payment reach.
  • Government: Inclusion goals.
  • Investors: Fintech market.
  • Mobile money: Directly measures the reach of formal and mobile accounts.

What should I watch?

Data source

Source
World Bank, World Development Indicators (FX.OWN.TOTL.ZS)
Status
Fetched live on the last refresh
Latest observation
2024
Last updated
2026-10-17
Source published
2026-10-08
Frequency
Annual
Method
Compiled by the World Bank from national statistics offices, the IMF, ILO and other agencies. Definitions are harmonised across countries.
Limitations
Annual. The latest year is often missing or revised. Some series are modelled estimates rather than direct measurements.
Country:
404550556020172024
Latest
54.4
Change
+12.72 pts
High
54.4 2024
Low
41.7 2017
Average
48.5

Adults with an account (% 15+) is 54.4 % of adults (2024), 12.72 points higher than in 2017. It is the highest in the period shown.

What is this?

Adults with a bank, financial institution or mobile money account (Global Findex survey).

How to read it

Survey every few years; few observations.

Unit: % of adults.

What does the data say?

Adults with an account (% 15+) (Mozambique) is 54.4 % of adults (2024), 12.72 points higher than in 2017. It is the highest in the period shown.

Why does it matter?

  • Households: Ability to save, pay and receive safely.
  • Businesses: Digital payment reach.
  • Government: Inclusion goals.
  • Investors: Fintech market.
  • Mobile money: Directly measures the reach of formal and mobile accounts.

Observed facts are above; these are possible implications, not measured effects.

Countries — 2024

CountryLatestYear on year
Portugal91.4 % of adults—
Kenya90.1 % of adults—
China89.4 % of adults—
India89.0 % of adults—
Brazil86.4 % of adults—
South Africa81.1 % of adults—
World78.7 % of adults—
Zambia72.7 % of adults—
Eswatini65.1 % of adults—
Botswana61.4 % of adults—
Tanzania59.8 % of adults—
Mozambique54.4 % of adults—
Malawi50.4 % of adults—
Zimbabwe49.5 % of adults—
2 more with older observations
Sub-Saharan Africa55.12021
Angola29.32014

Compare countries → Explore relationships →

What should I watch?

Adults with a bank or similar financial institution account (% 15+)25.1 % of adults−13.55 pts · 2024Registered mobile money accounts per 100 adults106.4 per 100 adults+18.1% · 2024

Data source

Source
World Bank, World Development Indicators (FX.OWN.TOTL.ZS)
Frequency
Annual
Observations
3 (2017 – 2024) for Mozambique; 16 country in total
Source published
2026-10-08
Last retrieved
2026-10-17
Method
Compiled by the World Bank from national statistics offices, the IMF, ILO and other agencies. Definitions are harmonised across countries.
Limitations
Annual. The latest year is often missing or revised. Some series are modelled estimates rather than direct measurements.
Download
All stored observations (JSON) · CSV from the chart