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Adults with a bank or similar financial institution account (% 15+)

25.1% of adults▼ 13.55 pts vs 2021

Mozambique · Latest observation 2024

Adults with a bank or similar financial institution account (% 15+)

What is this?

Adults with an account at a bank or similar regulated institution, excluding mobile-money-only accounts (Global Findex survey).

How to read it

  • The gap between this and 'Adults with an account' is roughly the share reached only through mobile money.
  • Unit: % of adults.

What does the data say?

Adults with a bank or similar financial institution account (% 15+) (Mozambique) is 25.1 % of adults (2024), 7.92 points lower than in 2017. It is the lowest in the period shown.

Why does it matter?

  • Households: Access to savings, loans and salary accounts.
  • Businesses: Bank-based payment reach.
  • Government: Inclusion goals.
  • Investors: Banking market depth.
  • Mobile money: A large gap to total account ownership shows how much of inclusion depends on mobile money.

What should I watch?

Data source

Source
World Bank, World Development Indicators (fiaccount.t.d)
Status
Fetched live on the last refresh
Latest observation
2024
Last updated
2026-10-17
Source published
2025-10-06
Frequency
Annual
Method
Compiled by the World Bank from national statistics offices, the IMF, ILO and other agencies. Definitions are harmonised across countries.
Limitations
Annual. The latest year is often missing or revised. Some series are modelled estimates rather than direct measurements.
Country:
202530354020172024
Latest
25.1
Change
−7.92 pts
High
38.6 2021
Low
25.1 2024
Average
32.2

Adults with a bank or similar financial institution account (% 15+) is 25.1 % of adults (2024), 7.92 points lower than in 2017. It is the lowest in the period shown.

What is this?

Adults with an account at a bank or similar regulated institution, excluding mobile-money-only accounts (Global Findex survey).

How to read it

The gap between this and 'Adults with an account' is roughly the share reached only through mobile money.

Unit: % of adults.

What does the data say?

Adults with a bank or similar financial institution account (% 15+) (Mozambique) is 25.1 % of adults (2024), 7.92 points lower than in 2017. It is the lowest in the period shown.

Why does it matter?

  • Households: Access to savings, loans and salary accounts.
  • Businesses: Bank-based payment reach.
  • Government: Inclusion goals.
  • Investors: Banking market depth.
  • Mobile money: A large gap to total account ownership shows how much of inclusion depends on mobile money.

Observed facts are above; these are possible implications, not measured effects.

Countries — 2024

CountryLatestYear on year
Portugal91.4 % of adults—
China89.4 % of adults—
India88.7 % of adults—
Brazil85.6 % of adults—
South Africa78.4 % of adults—
World75.3 % of adults—
Kenya45.4 % of adults—
Eswatini43.1 % of adults—
Botswana41.6 % of adults—
Mozambique25.1 % of adults—
Zambia24.1 % of adults—
Tanzania21.9 % of adults—
Zimbabwe21.6 % of adults—
Malawi12.4 % of adults—
1 more with older observations
Angola29.32014

Compare countries → Explore relationships →

What should I watch?

Adults with an account (% 15+)54.4 % of adults+4.89 pts · 2024Registered mobile money accounts per 100 adults106.4 per 100 adults+18.1% · 2024

Data source

Source
World Bank, World Development Indicators (fiaccount.t.d)
Frequency
Annual
Observations
3 (2017 – 2024) for Mozambique; 15 country in total
Source published
2025-10-06
Last retrieved
2026-10-17
Method
Compiled by the World Bank from national statistics offices, the IMF, ILO and other agencies. Definitions are harmonised across countries.
Limitations
Annual. The latest year is often missing or revised. Some series are modelled estimates rather than direct measurements.
Download
All stored observations (JSON) · CSV from the chart