Bank lending rate
17.5%▼ 4.19 pts vs 2024
Mozambique · Latest observation 2025
Country:
- Latest
- 17.5
- Change
- −12.43 pts
- High
- 30.0 1997
- Low
- 14.8 2014
- Average
- 20.2
Bank lending rate is 17.5 % (2025), 12.43 points lower than in 1997.
What is this?
Average interest rate banks charge on loans.
How to read it
Follows the central bank's policy rate with a lag.
Unit: %.
What does the data say?
Bank lending rate (Mozambique) is 17.5 % (2025), 12.43 points lower than in 1997.
Over all 29 observations since 1997, the highest was 30.0 (1997) and the lowest 14.8 (2014).
Why does it matter?
- Households: Cost of loans.
- Businesses: Cost of investment.
- Government: Monetary conditions.
- Investors: Credit conditions.
- Mobile money: Benchmark for digital credit pricing.
Observed facts are above; these are possible implications, not measured effects.
Countries — 2025
| Country | Latest | Year on year |
|---|---|---|
| Zimbabwe | 46.4 % | −32.7% |
| Brazil | 45.3 % | +12.7% |
| Angola | 19.4 % | −0.1% |
| Mozambique | 17.5 % | −19.3% |
| South Africa | 10.7 % | −8.1% |
8 more with older observations
| Malawi | 37.1 | 2024 |
| Kenya | 16.6 | 2024 |
| Eswatini | 10.9 | 2024 |
| Botswana | 6.3 | 2024 |
| China | 4.4 | 2024 |
| India | 8.6 | 2022 |
| Tanzania | 16.7 | 2020 |
| Zambia | 9.5 | 2020 |
Compare countries → Explore relationships →
What should I watch?
Data source
- Source
- World Bank, World Development Indicators (FR.INR.LEND)
- Frequency
- Annual
- Observations
- 29 (1997 – 2025) for Mozambique; 13 country in total
- Source published
- 2026-10-08
- Last retrieved
- 2026-10-17
- Method
- Compiled by the World Bank from national statistics offices, the IMF, ILO and other agencies. Definitions are harmonised across countries.
- Limitations
- Annual. The latest year is often missing or revised. Some series are modelled estimates rather than direct measurements.
- Download
- All stored observations (JSON) · CSV from the chart