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Bank deposit rate

5.8%▼ 2.47 pts vs 2024

Mozambique · Latest observation 2025

Bank deposit rate

What is this?

Average interest banks pay on deposits.

How to read it

  • Compare with inflation: below inflation means savings lose value.
  • Unit: %.

What does the data say?

Bank deposit rate (Mozambique) is 5.8 % (2025), 27.61 points lower than in 1994. It is the lowest in the period shown.

Over all 32 observations since 1994, the highest was 38.8 (1995) and the lowest 5.8 (2025).

Why does it matter?

  • Households: Return on savings.
  • Businesses: Cost of funding.
  • Government: Monetary conditions.
  • Investors: Real rates.
  • Mobile money: Benchmark for digital savings products.

What should I watch?

Data source

Source
World Bank, World Development Indicators (FR.INR.DPST)
Status
Fetched live on the last refresh
Latest observation
2025
Last updated
2026-10-17
Source published
2026-10-08
Frequency
Annual
Method
Compiled by the World Bank from national statistics offices, the IMF, ILO and other agencies. Definitions are harmonised across countries.
Limitations
Annual. The latest year is often missing or revised. Some series are modelled estimates rather than direct measurements.
Country:
0102030405019942025High 38.8Low 5.8
Latest
5.8
Change
−27.61 pts
High
38.8 1995
Low
5.8 2025
Average
12.6

Bank deposit rate is 5.8 % (2025), 27.61 points lower than in 1994. It is the lowest in the period shown.

What is this?

Average interest banks pay on deposits.

How to read it

Compare with inflation: below inflation means savings lose value.

Unit: %.

What does the data say?

Bank deposit rate (Mozambique) is 5.8 % (2025), 27.61 points lower than in 1994. It is the lowest in the period shown.

Over all 32 observations since 1994, the highest was 38.8 (1995) and the lowest 5.8 (2025).

Why does it matter?

  • Households: Return on savings.
  • Businesses: Cost of funding.
  • Government: Monetary conditions.
  • Investors: Real rates.
  • Mobile money: Benchmark for digital savings products.

Observed facts are above; these are possible implications, not measured effects.

Countries — 2025

CountryLatestYear on year
Angola8.0 %+7.9%
South Africa7.5 %−5.6%
Zimbabwe6.2 %−65.2%
Mozambique5.8 %−30.0%
7 more with older observations
Kenya12.02024
Brazil7.72024
Eswatini3.92024
Botswana2.42024
China1.52024
Zambia8.72020
Tanzania6.72020

Compare countries → Explore relationships →

What should I watch?

Data source

Source
World Bank, World Development Indicators (FR.INR.DPST)
Frequency
Annual
Observations
32 (1994 – 2025) for Mozambique; 11 country in total
Source published
2026-10-08
Last retrieved
2026-10-17
Method
Compiled by the World Bank from national statistics offices, the IMF, ILO and other agencies. Definitions are harmonised across countries.
Limitations
Annual. The latest year is often missing or revised. Some series are modelled estimates rather than direct measurements.
Download
All stored observations (JSON) · CSV from the chart